IBM Cloud Financial Services European Payment Services Directive 2

Developing new services benefits the bank as well as ecosystem

partners and consumers. For instance, a bank could begin

providing travel services, taking advantage of relationships with

a partner travel agency to create personalized packages. The

bank could offer those packages at a discount as an incentive

to use the bank’s payment application programming interfaces

(APIs), thereby monetizing both account access and the

payments made possible from many different account types

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