Cognos solutions for banking

The IBM Cognos Risk-Adjusted Profitability Performance Blueprint makes integrated risk management and financial planning a reality. The Blueprint helps financial institutions integrate risk information with an enterprise-wide, distributed profitability management process.

It provides risk-adjusted planning and forecasting at the product level, across multiple dimensions with risk measures that include:

• Risk Adjusted Return on Capital (RAROC)
• Economic capital
• Probability of default
• Loss given default
• Expected loss

Activity-based management and costing capabilities for key customer, product and business segments provide accurate, reliable profitability planning and reporting data. This enables:

• Risk-adjusted revenue and expense planning that incorporates activity-based costing methodologies.
• Multi-dimensional scenario planning that incorporates activity costs, letting users compare the financial impact of several business options and take action on the most profitable course.

Multi-dimensional risk management and profitability reporting and analysis is available through the IBM Cognos Risk Cockpit. With this risk-management reporting and analysis solution, financial institutions can combine the power of the IBM Banking Data Warehouse with IBM Cognos 8 Business Intelligence.

In addition, the Blueprint is compatible with any ABC/M system, thanks to In addition, the Blueprint is compatible with any ABC/M system, thanks to In addition, the Blueprint is compatible with any ABC/M system, thanks to In addition, the Blueprint is compatible with any ABC/M system, thanks to joint development efforts with partners such as Acorn Systems.

Any financial institution that uses the IBM Cognos Risk-Adjusted Profitability Performance Blueprint can plan and forecast at the product level, ensure unmatched accuracy with activity-based cost information, and incorporate risk calculations. This enables the bank to boost profitability through more precise planning and employ existing technology investments, boosting technology ROI and overall bank ROE/ROA.

Downloads

• Read the business value guide (1.8MB)
• View the Web demo