Payments and Transaction Services

Achieve efficiency, agility, transparency and compliance

Achieve secure and efficient payments and securities processing while reducing costs. A service-oriented architecture (SOA) platform can handle multiple processing engines, so you can expand into the global marketplace. Gain a competitive edge with integrated payment environments.

What IBM offers

The Payments and Securities solution contains integrated applications and projects in these essential areas. Select your highest priority projects and add others as you need them.

SEPA Compliance
Restructure payments operations to comply with the Single European Payment Area (SEPA) regulations.

SWIFTNet Modernization
Modernize and upgrade your SWIFTNet operations for more efficient processing of high volume payments.

Corporate Services
Integrate with corporate treasury operations to reduce working capital requirements and improve supply chain management.

Retail Payments
Move to a more flexible, secure platform for ATM, mobile, and card switch functionality.

Payments Process Efficiency
Drive efficiency in payments processing with business process management.

Digital Payments Conversion
Migrate from paper-based to digital processing capabilities to reduce costs.

Benefits of the Payments and Securities solution

Improve straight-through-processing (STP) rates with an integrated payments infrastructure.
Respond quickly to changing regulatory requirements.
Improve customer satisfaction with new value-added payments services.
Reduce processing errors and overall operations costs.
Offer global banking services and gain competitive advantages.

Key products for the Payments and Securities solution

IBM has proven enterprise software products for Payments and Securities, which are used by leading financial institutions worldwide:

Information Management	Banking Data Warehouse
Tivoli	Tivoli Services Management
WebSphere	WebSphere Business Integration (WBI) for Financial Networks WebSphere Business Monitor WebSphere Message Broker WebSphere Process Server WebSphere Transformation Extender + SEPA industry pack