Payments and Transaction Services

Achieve secure and efficient payments and securities processing while reducing costs. A service-oriented architecture (SOA) platform can handle multiple processing engines, so you can expand into the global marketplace. Gain a competitive edge with integrated payment environments.

The Payments and Securities solution contains integrated applications and projects in these essential areas. Select your highest priority projects and add others as you need them.

SEPA Compliance
Restructure payments operations to comply with the Single European Payment Area (SEPA) regulations.

SWIFTNet Modernization
Modernize and upgrade your SWIFTNet operations for more efficient processing of high volume payments.

Corporate Services
Integrate with corporate treasury operations to reduce working capital requirements and improve supply chain management.

Retail Payments
Move to a more flexible, secure platform for ATM, mobile, and card switch functionality.

Payments Process Efficiency
Drive efficiency in payments processing with business process management.

Digital Payments Conversion
Migrate from paper-based to digital processing capabilities to reduce costs.

Smarter banking success story – Streamlining the payments lifecycle
Fortis Bank Nederland (FBN) had one year to restructure its payments hub from the ground up. IBM implemented the SOA-based payments hub for managing the entire payments lifecycle. FBN established a flexible infrastructure to accommodate future growth and a comprehensive tracking system for payments.

• Improve straight-through-processing (STP) rates with an integrated payments infrastructure.
• Respond quickly to changing regulatory requirements.
• Improve customer satisfaction with new value-added payments services.
• Reduce processing errors and overall operations costs.
• Offer global banking services and gain competitive advantages.

To learn more about how IBM Banking Industry solutions can help your business grow, contact your IBM representative or IBM Business Partner.