Banking/Financial Services

Whether working with commercial, consumer, mortgage, student or auto loans, lender competitiveness requires both credit risk management and efficient processing. Traditional paper-driven processes and slow turnaround times introduce opportunities to lose business to more responsive providers. At the same time, lenders must look for new ways to increase loan pull-thru rates and profitability.

IBM Enterprise Content Management (ECM) solutions help lenders automate routine processing, speed underwriting and decisioning, streamline closing and booking, enhance servicing and transfer loans to the secondary market more quickly and efficiently. By replacing paper-intensive, manual tasks with streamlined, automated processes and with improved process control and visibility, lenders using IBM solutions for ECM have dramatically reduced cycle times, improved loan data accuracy, reduced risk of fraud and boosted pull-thru rates and the profitability of each loan processed.

• Bank of the West approves loans in one day with IBM ECM and BRMS solutions
• IBM ECM to Modernize Loan Processing (30KB)