The IBM Cognos 8 Banking Risk Performance—Credit Risk
IBM Cognos 8 Banking Risk Performance – Credit Risk (IBM Cognos Credit Risk Performance) is a packaged analytic application that provides standard reports and dashboards to accelerate access to credit risk insight. Credit Risk Performance allows banks to answer key credit risk questions such as:
- What are the delinquency levels in the portfolio?
- Which products, geographies, business units or vintages are performing well and which are performing poorly?
- How much of the portfolio is rolling from one delinquency bucket to the next?
- What are credit scores across the portfolio?
- How many new loans are being originated, and with what characteristics?
- Are charge-offs rising or falling, and is one product type or geography experiencing more charge-offs than another?
- Are receivables, delinquencies, and charge-offs in-line with forecasts for these metrics?
- How is the portfolio performing on such metrics as probability of default, loss given default and exposure at default?
Learn more about IBM Cognos 8 Business Risk Performance—Credit Risk
Additional Products for Banking
Credit Risk is just one of many solutions for banking. IBM Cognos software provides a world-class enterprise planning and BI software platform that helps banks plan, understand and manage financial and operational performance. Capabilities of the system include:
- Scorecards, dashboards and financial consolidation software that help companies answer a fundamental performance management question, "How are we doing?"
- Reporting and analysis software that help answer the "Why" behind your performance.
- Budgeting, planning and forecasting software that frees the office of finance from the burden of spreadsheet-based processes and answer the question "What should we be doing?"
