Business analytics for banking

With information pouring into the organization, banks are constantly challenged to turn vast data stores into actionable insight. IBM® Business Analytics software provides a comprehensive portfolio of business intelligence, financial performance management and advanced analytics that helps companies unite this data and effectively plan, understand, manage and predict financial and operational performance.

By unlocking data captured in operational and financial systems and coupling it with the right capabilities, banks outperform in areas such as:

• Risk and Compliance: Banks can eliminate risk and compliance silos, manage risk across the business, sustain compliance across multiple regulations and embed compliance activities into core business practices.
• Customer analytics: Gain a single view of customers to help increase wallet share, improve customer satisfaction and loyalty, service mass market customers more cost effectively and offer the products and services they need.
• Operational efficiencies: Shore up internal operations—including finance, IT, customer service, HR, sales—to ensure the entire organization is running at peak efficiency.
  

Faster methods

In addition to these capabilities, only IBM offers a suite of Performance Blueprints—free quick start models that speed software deployments and drive faster return on investment. For banking these areas include relationship pricing, risk-adjusted profitability, customer segmentation, branch performance, IT cost transparency and more.

The requisite experience

With unmatched products, best practices and deep industry experience IBM professionals know how to help banks achieve maximum value and ROI. IBM Business Analytics software is a proven solution—one that has been successfully implemented at thousand of banks worldwide, including:

• Four of the top five banks in the world.
• All of the top five banks in North America and Europe.

• Four steps to effective risk and compliance management for financial services (892KB)