IBM offers three dental options, to meet a range of dental care needs. These include IBM Dental Basic, IBM Dental Plus, and CIGNA DMA (if available in your area). Coverage under IBM Dental Basic is available at no cost for employee-only coverage. Employees who decline dental benefits receive a "no coverage" credit of $5 per month.
To help you understand the features and coverage offered under the dental options available to you, we've provided brief descriptions of each dental option, a dental options comparison chart, and a summary of issues you may want to consider as you make your benefit choices.