IBM United States
Software Announcement 201-005
January 23, 2001

New Release of IBM WebSphere Payment Manager is Now Available for the IBM e(logo)server iSeries or AS/400 Platform

 ENUS201-005.PDF (44KB)


At a Glance

This enhanced release of Payment Manager delivers the following new functions:

  • Cassette for VisaNet (ordered separately)
  • Enhanced user administration
  • Generic Cashier
  • Branding of user interface
  • OfflineCard cassette
  • CustomOffline cassette
  • New SampleCheckout application

WebSphere Payment Manager

  • Receives and processes payments on the Internet
  • Works with existing credit card processors and emerging payment methods
  • Offers easy installation, configuration, and operation
  • Integrates with existing business processes or applications
  • Enables payment hosting service for multiple businesses
  • Delivers security for access control, data integrity, and operations

For ordering, contact:

Your IBM representative, an IBM Business Partner, or IBM Americas Call Centers at 800-IBM-CALL (Reference: AE001).

Overview

WebSphere™ Payment Manager Version 2.2, now available for the IBM e(logo)server iSeries or AS/400® platform, delivers the following new functions:

  • Cassette (ordered separately) for support of the VisaNet protocol
  • OfflineCard cassette, which allows merchants to manage information related to credit card transactions
  • Generic Cashier to facilitate the integration with commerce servers
  • Branding of user interface to improve business application integration
  • Enhanced User Administration
  • CustomOffline cassette, which allows merchants to manage Cash on Delivery or other merchant-defined manual payment collections

Payment Manager users benefit from:

  • Ease of adding, modifying, removing, and provisioning remote merchants
  • A Multipayment Framework (MPF), the ability to add new payment methods (cassettes) to the system and deploy for merchant use
  • Dynamic configuration updates without system disruptions
  • Capability to host a payment service for multiple remote merchants
  • A browser-based user interface with security to manage multiple merchants with individual business data privacy, protection, and integrity
  • Tivoli®-ready network management support
  • Multilevel trace capability to enhance serviceability
  • Ability to select specific payment types (cassettes) from all made available by Payment Manager administrator
  • Role-based access controls for granting privilege levels to merchant's employees
  • Enable/disable event notification service
  • Search, with parameters/criteria, for customer transaction and batch data history

Key Prerequisites

Refer to the Hardware Requirements and Software Requirements sections for details.

Planned Availability Date

January 26, 2001

Description

WebSphere Payment Manager helps empower merchants and service providers to:

  • Securely manage Internet payments
  • Integrate payments into business processes and software such as online catalogs and accounting packages
  • Manage credit card, debit card, stored value smart cards, and emerging Internet payment methods

Components

WebSphere Payment Manager manages Internet payment transactions for e-commerce. It includes:

  • Multipayment framework (MPF) application
  • Cassette for secure electronic transaction (SET)
  • OfflineCard cassette which enables the review of credit card transactions information made using some other system
  • CustomOffline cassette in support of manual payment methods
  • Cassette for Cybercash CashRegister Service, Version 3 (available separately)
  • Cassette for VisaNet (available separately)

Payment Manager Version 2.2 Delivers the Following New Functions

  • Cassette for VisaNet

    The WebSphere Payment Manager Cassette for VisaNet can expand the merchants ability to securely manage Internet payments by allowing them to use a widely accepted, well-known VisaNet protocol.

    This cassette has been certified by Vital Processing services for e-commerce with CVV2 capabilities using VirtualNet IP connectivity. The certification assures that the message formats are in compliance with VisaNet 2nd Generation Authorization/Data Capture message format D and VirtualNet IP communication protocol requirements.

  • Enhanced user administration

    • Users can be associated with multiple merchants

      WebSphere Payment Manager, Version 2.2 allows user IDs defined with the Merchant Administrator, Supervisor, or Clerk roles to be associated with more than one merchant.

    • Plug-in realm support

      The Payment Manager provides a Java™-based interface that allows merchant software to supply the set of users that are allowed to access the Payment Manager.

    • Single-sign-on

      Using the plug-in realm feature, it is possible to code your user interface to link directly to the Payment Manager user interface without having to re-login when you connect to Payment Manager.

  • Cashier

    The cashier is a Java client library that allows you to integrate your merchant application with Payment Manager without having to write any cassette-dependent order-creation code.

  • Branding

    The user interface is enhanced so that you can change the appearance of the WebSphere Payment Manager 2.2 user interface by supplying customized files. The user interface appearance can be altered in several ways.

  • OfflineCard cassette

    The OfflineCard cassette is a simple cassette that is not connected to any financial network, but instead, allows you to read the details of credit card transactions you make using some other system, such as a point of sale terminal. When you use the OfflineCard cassette, you can view reports in Payment Manager that consolidate both your online and offline payments.

  • CustomOffline cassette

    Like the OfflineCard cassette, the CustomOffline cassette is not connected with any financial network. However, it can be used to record arbitrary payment information such as voucher payments, cash on delivery payments, or payment information of any other scheme where money is not required to flow inside Payment Manager.

  • New SampleCheckout application

    A sample application that allows you to create Payment Manager orders using any cassette. Source code is included to demonstrate techniques for integrating storefront software with the Payment Manger in cassette-independent fashion using the Cashier.

  • Performance enhancements

    Administrators can use tuning parameters to control some of the payment engine's internal resource allocation.

Hosting: Payment Service Provider (PSP) is a natural extension for financial institutions that process credit card transactions for:

  • Retail stores
  • Mail or telephone order companies
  • Small Internet-based businesses

Because you want to retain and increase your customer base, consider becoming a PSP. Or, outsource to a third party (such as a business partner) to operate your payment service. PSPs are also ISPs that need to add payment services to their business customer offerings. PSPs are positioned to easily help secure and develop merchant relationships. They quickly can be profitable by collecting revenue from an increasing volume of transaction fees, and through value-add services.

Benefits to PSPs

  • Straightforward, automated installation
  • Immediate connection to credit card processor gateways using SET, the industry-standard protocol
  • Designated capabilities by user and function
  • User authentication
  • Role-based access control

Delivering exceptional service:

  • Multipayment framework — add current or emerging payments types via cassette
  • Browser-based, cash register user interface with security
  • Access to tools and utilities to remotely assist your customers
  • Continuous up time when adding new users or changing system configuration

Security — Foundation for E-commerce: Only designated employees who administer merchant accounts can:

  • Add new merchant customers
  • Remove existing ones
  • View or edit sensitive customer business data stored on the system
  • Modify the system, such as adding new payment types/cassettes
  • Set the privileges or restrictions for other employees or customers

Data Integrity — e-business Mandate: Exported data model can help secure customer-critical business data with:

  • Protected access to merchant financial information
  • Restricted merchant data access
  • Access to merchant data granted to business applications
  • Support for popular databases

Serviceability

  • Powerful trace utility with:
    • Multiple concurrent trace levels
    • Logical controls for trace starting/stopping
  • Network management support:
    • Enabled for use by network management systems
    • Tivoli base support built-in
  • Event notification; broadcast of system events to external applications

PSP Customers

  • Companies that do not want to manage onsite software and hardware
  • Merchants needing a service to handle the complexity of clearing payments with credit card associations, such as Visa, MasterCard, and Europay
  • Businesses new to e-commerce, or that have low payment transaction volumes

Benefits to PSP Customers

  • Browser-based, familiar cash register user interface
  • Communications between remote customers and the product through data encryption enhances security
  • Help secure critical business data, protected access, and validation for access control
  • Ability to delete an open batch or prune outdated payment information
  • Cancel an order (used mostly for time-sensitive pricing)
  • Ability to customize your application interface with client API library in Java or HTTP

Advanced Payment Manager

Medium, large, and enterprise companies can process business-to-consumer and business-to-business payments by connecting to a suitable gateway and using SET, an industry-standard protocol. Combined with IT services (in-house or contracted), you can integrate existing front-end or back-office business systems by:

  • Managing sophisticated payment options demanded by ERP systems.
  • Solving payment needs for corporations with multiple distant branch locations.

Payment processing management means that your catalog and order management applications are integrated via APIs to perform functions such as:

  • Securing credit authorization while the customer is still present
  • Charging the customer only after the product is shipped
  • Collecting payment when a back-ordered product is shipped at a later date
  • Crediting a customer account when an item is returned

Flexibility means that you can exploit the multipayment framework to choose the financial institution that fits your business needs. You can even add more payment choices when you need them.

You control system privileges for each employee:

  • Authenticate each system user
  • Specify who can change system parameters
  • Restrict database changes
  • Determine who can use sensitive business information

Because payments are critical to your business, the system does not require going off-line when system configuration changes are made.

Communications and Serviceability

  • Current system status is readily available.
  • Event notification alerts external applications of potential problems.
  • Base support for Tivoli is included.
  • Trace utility with logic controls assists in tracking and resolving problems.

Product Positioning

Who Are the Best Customers for Hosted Payment Manager?

  • Banks
  • Financial Institutions
  • ISPs
  • Commerce Service Providers
  • Others that offer payment service to e-commerce merchants

What is Important to Them?

  • Making good on their Gateway investment (IBM or other)
  • Retaining and growing their business customer base
  • Fast and easy to get a new merchant online
  • Minimal support needed for operations
  • Low cost per merchant, quick investment recovery

Who are the Best Customers for Advanced Payment Manager?

Medium, large, and enterprise businesses that need planning, consulting, implementation services, management, and customization to integrate payments into business processes:

  • Payment processing integrated into business applications such as accounting, inventory management, and shipping (ERP candidate).
  • Customer Relationship Management — Customer Call Centers — where customer orders for goods or services are placed and payments are initiated.

What is Important to Them?

  • Customer Service
  • Extension to core business operations — fits business rules and processes
  • Ease of use
  • Reliability
  • Security and protection of critical business data

Trademarks

 
The IBM e-business logo, WebSphere, IBMLink, and iSeries are trademarks of International Business Machines Corporation in the United States or other countries or both.
 
AS/400 is a registered trademark of International Business Machines Corporation in the United States or other countries or both.
 
Java is a trademark of Sun Microsystems, Inc.
 
Tivoli is a registered trademark of International Business Machines Corporation or Tivoli Systems Inc. in the United States or other countries or both.
 
Other company, product, and service names may be trademarks or service marks of others.

Offering Information

Product information is available through Offering Information (OITOOL) at:

Publications

No hardcopy publications are shipped with this program. All publications are available with this program in softcopy.

  • Available with the WebSphere™ Payment Manager
    • WebSphere Payment Manager for iSeries Administrator's Guide, Version 2.2
    • WebSphere Payment Manager for iSeries Install Guide, Version 2.2
    • WebSphere Payment Manager for iSeries Programmer's Reference, Version 2.2
    • WebSphere Payment Manager for iSeries Cassette for SET Supplement, Version 2.2
  • Available with the WebSphere Payment Manager Cassette for CyberCash
    • WebSphere Payment Manager for iSeries Cassette for CyberCash Supplement, Version 2.2
  • Available with the WebSphere Payment Manager Cassette for VisaNet
    • WebSphere Payment Manager for iSeries Cassette for VisaNet Supplement, Version 2.2

Displayable Softcopy Publications: Payment Manager manuals are offered in displayable softcopy form. All unlicensed manuals are displayable and are part of the basic machine-readable material on the product CD-ROM.

The manuals may be displayed or printed by using the Adobe Acrobat Reader.

Terms and conditions for use of the machine-readable files are shipped with the files.

Technical Information

Hardware Requirements

Hardware requirements will vary depending on the expected transaction rate and number of stores supported.

Any iSeries or AS/400® RISC system with:

  • Minimum 512 MB of RAM
  • Minimum 250 MB of disk space for Payment Manager as packaged1
  • Minimum 5 MB of disk space in /tmp
  • Network communications adapter that supports the TCP/IP protocol

Any iSeries-or AS/400-attachable workstation capable of running one of the following Web browsers:

  • Netscape Communicator 4.08, or later
  • Microsoft™ Internet Explorer, Version 4.01, with Service Pack 2, or later
1
The total recommended disk space is greater than the installed program to allow for database and log file post-installation growth.

Software Requirements

  • OS/400® Version 4 Release 5 (5769-SS1) including:
    • Option 30, QShell Interpreter
    • Option 34, Digital Certificate Manager
  • WebSphere Application Server for AS/400, Version 3.5
    • Standard Edition (5733-AS3)
      or
    • Advanced Edition (5733-WA3)
  • IBM Crypto Access Provider 40-bit for AS/400, Version 4 Release 5 (5769-AC1)
    or
  • IBM Crypto Access Provider 56-bit for AS/400, Version 4 Release 5 (5769-AC2)
    or
  • IBM Crypto Access Provider 128-bit for AS/400, Version 4 Release 5 (5769-AC3)
  • AS/400 Application Developer Kit for Java™, Version 4 Release 5 (5769-JV1)
  • IBM HTTP Server for AS/400, Version 4 Release 5 (5769-DG1)
  • AS/400 TCP/IP Connectivity Utilities/400 (5769-TC1), Version 4 Release 5

Planning Information

Before Ordering the Cassette for CyberCash: WebSphere Payment Manager Cassette for CyberCash is built to communicate with the CyberCash CashRegister Service, Version 3. The protocol between the Payment Manager and the CyberCash CashRegister is the secure protocol defined by the CyberCash Merchant Connection Kit, (MCK) Version 3.2.

Currently, only the North American CashRegister service supports the MCK Version 3.2 protocol. This service enables merchant access to the set of North American acquirers listed at:

Direct Customer Support: Direct customer support is provided by iSeries Support Line. This fee service enhances customers' productivity by providing voice and electronic access into the IBM support organization. iSeries Support Line will help answer questions pertaining to usage, and suspected software defects for eligible products.

Installation and technical support is provided by Global Services. For more information, call 800-IBM-4YOU (426-4968).

Packaging: WebSphere Payment Manager product packages are distributed with the following:

  • A License Information booklet (LC34-4807)
  • A User Memo/ Welcome Letter (GI10-6791)
  • A CD-ROM labeled WebSphere Payment Manager for iSeries

WebSphere Payment Manager Cassette for CyberCash product packages are distributed with the following:

  • A License Information booklet (LC34-4808)
  • A User Memo/ Welcome Letter (GI10-6791)
  • A CD-ROM labeled WebSphere Payment Manager Cassette for CyberCash for iSeries

WebSphere Payment Manager Cassette for VisaNet product packages are distributed with the following:

  • A License Information booklet (LC31-8842)
  • A User Memo/ Welcome Letter (GI10-6791)
  • A CD-ROM labeled WebSphere Payment Manager Cassette for VisaNet for iSeries

Security, Auditability, and Control

WebSphere Payment Manager uses the security and auditability features of the host hardware and software on which it operates.

The security functions of Payment Manager depend on the underlying hardware and software and the payment mechanism used.

The customer is responsible for evaluation, selection, and implementation of security features, administrative procedures, and appropriate controls in application systems and communication facilities.

Ordering Information

The price of each WebSphere Payment Manager for iSeries, Version 2.2 license is based on the iSeries processor group.

To order the program package , specify the program number (5733-PY2), specify 9001 for registration, specify the media feature number (5829 for English-only, 5839 for multilingual), and select the appropriate processor-based one-time charge (PBOTC) feature number.

To order the program package as an upgrade , (Payment Server™ for AS/400, Version 1.2 (5733-PY1)), specify the program number (5733-PY2), specify 9001 for registration, specify the media feature number (5829 for English-only, 5839 for multilingual), and select the appropriate PBOTC upgrade feature number.

To order the Cassette for CyberCash program package: The WebSphere Payment Manager for AS/400 Cassette for CyberCash is an OTC (one-time charge). To order the product, specify the program number (5733-PY2), specify 9001 for registration, specify the media feature number (5849 for English-only, 5859 for multilingual), and specify 2425 as the OTC feature number.

To order the Cassette for VisaNet program package: The WebSphere Payment Manager for AS/400 Cassette for VisaNet is an OTC. To order the product, specify the program number (5733-PY2), specify 9001 for registration, specify 5869 as the media feature number, and specify 2480 as the OTC feature number.

Ordering the Cassette for CyberCash: The WebSphere Payment Manager Cassette for CyberCash is built to communicate with the CyberCash CashRegister Service, Version 3. The protocol between the Payment Manager and the CyberCash CashRegister is the secure protocol defined by the CyberCash Merchant Connection Kit (MCK), Version 3.2.

Currently, only the North American CashRegister service supports the MCK Version 3.2 protocol. This service enables merchant access to the set of North American acquirers listed at:

                            PBOTC               Medium
                            Feature    Group    Feature
Description                 Number     Number   Number   Medium
 
WebSphere Payment Manager for iSeries Version 2.2
English Version or Multilingual Version (5733-PY2)
 
English Version                                 5829     CD-ROM
Multilingual Version                            5839     CD-ROM
Per Group
  05 Install                2338       05
  10 Install                2339       10
  20 Install                2400       20
  30 Install                2401       30
  40 Install                2402       40
  50 Install                2403       50
 
Processor Group Upgrade
 
P05 to P10                  2404
P05 to P20                  2405
P05 to P30                  2406
P05 to P40                  2407
P05 to P50                  2408
P10 to P20                  2409
P10 to P30                  2410
P10 to P40                  2411
P10 to P50                  2412
P20 to P30                  2413
P20 to P40                  2414
P20 to P50                  2415
P30 to P40                  2416
P30 to P50                  2417
P40 to P50                  2418

Product Upgrade: Software Subscription customer upgrade from Payment Server for AS/400, Version 1.2 (5733-PY1) to WebSphere Payment Manager for iSeries, Version 2.2 (5733-PY2):

P05 to P05                  2419
P10 to P10                  2420
P20 to P20                  2421
P30 to P30                  2422
P40 to P40                  2423
P50 to P50                  2424

Separately Ordered Cassette

                              OTC          Medium
                              Feature      Feature
Description                   Number       Number
 
WebSphere Payment Manager for iSeries Version 2.2
Cassette CD-ROM (5733-PY2)
 
CyberCash -- English          2425         5849
CyberCash -- Multilingual     2425         5859
VisaNet -- English            2480         5869

Customization Options: Select the appropriate feature numbers to customize your order with delivery options desired. These features can be specified on the initial or MES orders.

                                                    Feature
Description                                         Number
 
Initial Shipments
 
Serial number only (suppresses shipment             3444
 of media and documentation)
 
Expedite Shipments
 
Local IBM office expedite                           3445
 (for IBM use only)
 
Customer expedite process charge                    3446
 ($30 charge for each product)

Expedite shipments will be processed to receive 72-hour delivery from the time IBM Software Delivery and Fulfillment (SDF) receives the order. SDF will then ship the order via overnight air transportation.

Terms and Conditions

Licensing: IPLA. Proofs of Entitlements (PoEs) are required for all authorized use.

Limited Warranty Applies: Yes

Program Services: Available until December 31, 2002

Money-Back Guarantee: Two-month, money-back guarantee

Copy and Use on Home/Portable Computer: No

Volume Orders (IVO): Yes, contact your IBM representative.

Passport Advantage Applies: No

Passport Advantage Subscription Applies: No

Usage Restriction: Yes

Support Line: Yes

AIX®/UNIX® Upgrade Protection Applies: No

Entitled Upgrade for Current AIX/UNIX Upgrade Protection Licensees: No

AS/400 Software Subscription Applies: Yes

Variable Charges Apply: Yes

Educational Allowance Available: Yes, 15% education allowance applies to qualified education institution customers.

Prices

The prices provided in this announcement are suggested retail prices for the U.S. only and are provided for your information only. Dealer prices may vary, and prices may also vary by country. Prices are subject to change without notice. For additional information and current prices, contact your local IBM representative.

                              PBOTC
                              Feature   Group
Description                   Number    Number    OTC
 
 
WebSphere Payment Manager for iSeries Version 2.2
(5733-PY3)
 
Per Group
  05 Install                  2338      05       $  5,000
  10 Install                  2339      10         10,000
  20 Install                  2400      20         20,000
  30 Install                  2401      30         40,000
  40 Install                  2402      40         60,000
  50 Install                  2403      50         75,000
 
Processor Group Upgrade
 
05 to P10                     2404                  5,000
05 to P20                     2405                 15,000
05 to P30                     2406                 35,000
05 to P40                     2407                 55,000
05 to P50                     2408                 70,000
10 to P20                     2409                 10,000
10 to P30                     2410                 30,000
10 to P40                     2411                 50,000
10 to P50                     2412                 65,000
20 to P30                     2413                 20,000
20 to P40                     2414                 40,000
20 to P50                     2415                 55,000
30 to P40                     2416                 20,000
30 to P50                     2417                 35,000
40 to P50                     2418                 15,000

Product Upgrades

Upgrade from Payment Server for AS/400, Version 1.2 (5733-PY1) to WebSphere Payment Manager for iSeries, Version 2.2 (5733-PY2):

P05 to P05                    2419                      0
P10 to P10                    2420                      0
P20 to P20                    2421                      0
P30 to P30                    2422                      0
P40 to P40                    2423                      0
P50 to P50                    2424                      0

Separately Ordered Cassette

                                           OTC
                              Program      Feature
Description                   Number       Number       OTC
 
WebSphere Payment Manager for iSeries Cassette
 
CyberCash, Version 2.2        5733-PY2     2425          300
VisaNet, Version 2.2          5733-PY2     2480          300

Contact your sales channel for Support Line pricing information.

Variable Charges: The applicable PBOTC will be based on the group of the designated machine on which the program is licensed for use. If the program is designated to a processor in a group for which no charge is listed above, the charge of the next higher group listed applies. For movement to a machine in a higher group, an upgrade charge equal to the difference in the then-current charges between the two groups will apply. For movement to a machine in a lower group, there will be no adjustment or refund of charges paid.

Customer Financing: IBM Global Financing offers attractive financing to credit-qualified commercial and government customers and Business Partners in more than 40 countries. IBM Global Financing is provided by the IBM Credit Corporation in the United States. Offerings, rates, terms, and availability may vary by country. Contact your local IBM Global Financing organization. Country organizations are listed on the Web at:

Order Now

 Use Priority/Reference Code: AE001
 
 Phone:     800-IBM-CALL
 Fax:       800-2IBM-FAX
 Internet:  ibm_direct@us.ibm.com
 Mail:      IBM Atlanta Sales Center
            Dept. AE001
            P.O. Box 2690
            Atlanta, GA  30301-2690

You can also contact your local IBM Business Partner or IBM representative. To identify them, call 800-IBM-4YOU.

Note: Shipments will begin after the planned availability date.

Trademarks

 
WebSphere, IBMLink, IBM Payment Server, and iSeries are trademarks of International Business Machines Corporation in the United States or other countries or both.
 
AS/400, OS/400, and AIX are registered trademarks of International Business Machines Corporation in the United States or other countries or both.
 
Microsoft is a trademark of Microsoft Corporation.
 
Java is a trademark of Sun Microsystems, Inc.
 
UNIX is a registered trademark in the United States and other countries exclusively through X/Open Company Limited.
 
Other company, product, and service names may be trademarks or service marks of others.